We provide simple, effective services that leave our clients with more time to do what they do best.
The rules that changed for residential investors did not change for commercial property. If your strategy just stopped working, this is worth ten minutes of your time.
Commercial property, done properly
Before you buy, what matters is which entity holds it, how GST works, and what happens on exit. Getting the structure right at the start is worth more than anything we can do afterwards.
We model the commercial option against the residential one you were considering (deductions, depreciation, GST, land tax and holding costs) so you are comparing like with like.
A single industrial unit or a suburban shopfront often sits in the same price bracket as a residential investment. What you cannot access as an individual is office towers and shopping centres.
Returns, BAS, depreciation schedules and an annual conversation about whether the structure still fits. The same service our residential investors get.
We are accountants, not agents. We do not sell property. We can introduce you to commercial specialists we work with, and we will do the numbers on anything you are considering.
You know the number before any work starts. No hourly billing, and no invoice for asking a question.
Not a target, something we measure. If we cannot answer properly in a day, we say when we can.
You will know the name of the person doing your work. When the structure is complicated, that matters.
If commercial is not right for you, we will tell you. Sometimes your current plan is already fine.
The decisions that matter on a commercial purchase get made before you sign, not at year end.
We handle the transfer, the ATO authorisations and the handover. You should not have to manage it.
You know the number before any work starts. No hourly billing, and no invoice for asking a question.
Not a target, something we measure. If we cannot answer properly in a day, we say when we can.
You will know the name of the person doing your work. When the structure is complicated, that matters.
If commercial is not right for you, we will tell you. Sometimes your current plan is already fine.
The decisions that matter on a commercial purchase get made before you sign, not at year end.
We handle the transfer, the ATO authorisations and the handover. You should not have to manage it.
Property investors are the clients this firm is built around, and commercial is where a lot of that work is now heading. A company, a trust and a commercial lease is what we are set up for, not what we tolerate.
Commercial work has more moving parts than a residential return (GST, a lease, often a new entity) so the scope goes in writing before anything starts. If something turns up outside it, we tell you what it will cost and you decide. It does not just appear on an invoice.
The questions we get asked most about moving from residential into commercial. If you need more detail, we are always happy to talk it through.
No, and this is the most common misconception. Small commercial, a single industrial unit or a suburban shop, often sits in the same price range as a residential investment. What you cannot access as an individual is the large end: office towers and shopping centres.
The quarantining rules are written for residential dwellings used as residential accommodation. We will confirm exactly where your specific property sits before you rely on it, because mixed-use and commercial-residential are treated differently.
Those apply to all CGT assets, not just residential property, so commercial is affected there. The asymmetry is worth understanding: the negative gearing change is residential-only, the CGT change is everything.
Commercial property is generally subject to GST in a way residential is not, which affects the purchase, the rent and the sale. It is usually manageable and sometimes advantageous, but it needs to be understood before you sign rather than after.
In residential, the property carries the value. In commercial, a good tenant on a long lease carries a lot of it, so a vacancy hurts more and lasts longer. That risk is real and we will not talk you out of taking it seriously.
Depending on the lease, rates, insurance and maintenance may be recoverable from the tenant, which changes the net yield calculation substantially compared with a residential property.
We are accountants, not agents. We can introduce you to commercial specialists we work with, and we will run the numbers on anything you are considering.
Simply fill out your details below, and we'll be in touch within one business day. From there, you can expect:
1. A conversation about what you own now and what you were planning to buy
2. A written comparison of commercial against residential, on your numbers
3. We will tell you if residential is still the better answer for you
